The law firm of Westmoreland Vesper Quattrone & Beers has the pleasure to announce that Dara Quattrone has once again been selected as an Atlantic City Super Lawyer. The 2017 Atlantic City Super Lawyer list in an honor reserved for those lawyers who exhibit excellence in practice. Only 5% of attorneys in New Jersey receive this distinction. Super Lawyers is a rating service of outstanding lawyers from more than 70 practice areas who have attained a high degree of peer recognition and professional achievement.
Super Lawyers selects attorneys using a patented multiphase selection process. Peer nominations and evaluations are combined with independent research. Each candidate is evaluated on 12 indicators of peer recognition and professional achievement. Selections are made on an annual, state-by-state basis. The objective is to create a credible, comprehensive and diverse listing of outstanding attorneys that can be used as a resource for attorneys and consumers searching for legal counsel.
The practice area for Dara’s selection is for Atlantic City Super Lawyer Personal Injury – Plaintiff. Dara represents people who have been injured in car accidents, from dangerous property and victims of professional negligence.
Next month, Dara Quattrone will be joining Dr. Alan Carr, Dr. John Fitzgerald & Dr. Ted Freeman in a National Business Institute seminar dealing with back & neck injuries. Back & neck injuries are among the most common injuries resulting from work accidents, car crashes & other accidents. This program will present both the medical insight and legal strategies for successfully handling these cases. This program will be hosted by the Sheraton Atlantic City Convention Center Hotel on October 20th.
Dara Quattrone is a highly experienced personal injury attorney and is certified by the Supreme Court of New Jersey as a civil trial attorney. Her legal practice is concentrated in personal injury, car accidents & wrongful death matters.
BE WARY OF SPLIT LIMIT INSURANCE COVERAGES (AND HOW THE “SPLIT” AFFECTS TREATMENT OF YOUR UNINSURED & UNDERINSURED BENEFIT)
Many auto owners are not aware the risk associated with having split limit auto insurance coverage. The typical purchaser would see “$100,000/300,000” on their policy’s Declarations and think they have a $300,000 insurance policy. This is only somewhat correct. The number to the right of the slash (300,000) is the overall limit for each car accident. The number to the left of the slash (100,000) is the amount of coverage for each person within a given auto accident. In this example, no one individual could recover more than $100,000 for bodily injury sustained in a car accident.
Uninsured and Underinsured Motorists coverage is for YOU when YOU are injured by someone with no insurance (uninsured), or they have insurance but their limits are less than your limits (underinsured). Therefore it is important to “even up” your UM/UIM (Uninsured/Underinsured) coverage to the Liability coverage. That is, if you buy Liability coverage for $100,000/300,000 you should not leave your UM/UIM coverage at the default coverage of $15,000/30,000. This would leave you covered for only $15,000 in the event you suffer personal injury from a car without insurance. Instead, purchase UM/UIM limits to match the $100,000/300,000 of your liability coverage.
These 2 auto insurance issues could cause difficulties in the event you suffer personal injury in a car accident.
- You/your family MAY NOT BE COVERED for the same amount as your liability limits and
- You are paying a premium for the highest coverage on the right side of the “/” split policy, but you and yours are only covered by the lower amount of UM/UIM tot the left of the split or “/”.
WHAT TO DO?
- Call us and FAX your auto insurance Declaration Page(s) so that we can provide a free audit of your insurance policy.
- Check to see if your liability limits are the same as your UM/UIM limits.
- And, most importantly, consider the benefits of a combined single limit policy over split limit coverage. Note that if you maintain a combined single limit policy, your property damage limit will be combined with the bodily injury limit.
For more information you could review the New Jersey Auto Insurance Buyer’s Guide at the link below.
Atlantic County Bar Association Names Quattrone as Trustee
Dara Quattrone, a Partner of the firm, has been named a Trustee of the Atlantic County Bar Association for the 2015-2016 term. Dara’s confirmation took place at the annual installation dinner held in Margate, N.J. Dara Quattrone, focuses her practice on Personal Injury Law & Auto Negligence, and has been an active member of the Atlantic County Bar Association since 1985.
EXCELLENCE IN EDUCATING OTHERS ON PERSONAL INJURY & WRONGFUL DEATH LAW & PRACTICE
On December 15, 2014, The New Jersey State Bar and the NJ Institute for Continuing Legal Education honored Thomas Vesper with its highest award for legal educators in recognition for Tom’s innovative and entertaining teaching all aspects of personal injury litigation/wrongful death law, evidence, discovery and trial advocacy. Tom received the prestigious Hon. Alfred C. Clapp Award for Excellence in Legal Education by the New Jersey Institute for Continuing Legal Education in association with the New Jersey State Bar Association. The 23d Annual Excellence in CLE Awards Reception was held at the New Jersey Law Center in New Brunswick. This award is presented annually to a single judge or attorney in the State of New Jersey for excellence in legal education. It should also be noted that Tom Vesper is the first lawyer from Atlantic County to be awarded this honor.
Over the last three decades Tom has organized, moderated and lectured at hundreds of CLE programs throughout New Jersey to tens of thousands of trial lawyers and judges on a wide array of topics in all areas of the practice of personal injury and wrongful death litigation. Tom just completed one of his annual lectures on his Deposition Notebook and the “Art & Craft of Video Depositions”. He will also be presenting a unique Webinar program with forensic economists on “The Most Overlooked Economic Damages in Wrongful Death Cases.” In addition to developing innovative discovery and trial techniques, Tom, pioneered the concept of “the objective value of on-call security time” in wrongful death cases.
Tom is a Certified Civil Trial Lawyer by the Supreme Court of NJ and the National Board of Trial Lawyers; a Fellow of International Academy of Trial Lawyers, 2003 NJ-ICLE Distinguished Service Award; 2003 ATLA New Lawyers Division, Annual Joe Tonahill Award (“For outstanding & dedicated service to & on behalf of consumers and the trial bar”); 2006 ATLA-NJ Gold Medal for Distinguished Service (“For years of leadership as President, Past President and Board member … for untiring and passionate commitment to legal education of the trial bar as Boardwalk Co-Chair, author and lecturer to all 50 State Trial Lawyer Associations”; 2004 recipient of the Trial Lawyers of New Jersey Trial Bar Award ; and Past President of the New Jersey Association for Justice (NJAJ).
MERRY CHRISTMAS, HAPPY HANUKKAH, AND HAPPY HOLIDAYS
TO YOU AND YOURS
All of us wish you and yours a safe & healthy holiday & New Year’s season filled with all good things. This time of year we at WVQ&B see many serious and avoidable injuries, to avoid being a statistic:
HERE ARE SOME HOLIDAY SAFETY TIPS
1. Drunks, Drunken, and Drowsy/Impaired/texting driving accidents and fatalities often spike during every major holiday, with July 4th in the lead followed closely by New Year’s Eve and Thanksgiving.
2. TRIPS & FALLS: Falling off ladders, stepping on and slipping/tripping on broken ornaments and other decorating injuries send an average of 12,000 Americans to the ER between Nov & Dec = 250 per day.
3. FIRES & BURN INJURIES: Christmas tree, malfunctioning holiday lights, and candle fires caused 230 home fires on average each year; from 2007-2011 6 fatalities & 22 disabling injuries resulted from fires.
HOLIDAY SAFETY CHECKLIST
✓ Prevent drunken/impaired/texting motor vehicle crashes – Don’t let yourself, family, or your friends drive when you/they have imbibed or gotten tired or need to use cell phones or send text messages
✓ Prevent ladder and trip/slip fall-down injuries by removing any foreseeable hazards immediately
✓ Keep a constant eye on lit candles and the freshness of any live trees or indoor shrubs
✓ Check lights to be sure they have been safety-tested by a nationally recognized testing laboratory.
✓ Maintain a safe distance between any decorations and fireplace, with at least a 3 foot gap between.
The highest compliments we at WESTMORELAND VESPER QUATTRONE & BEERS receive are referrals. If you were satisfied with our service, please send your friends & family to us if they need legal help.
Please feel free to tell your family and friends about our law firm and our HOLIDAY SAFETY MESSAGE.
2013 Toy Safety Tips
For 24 years, we have worked to identify unsafe toys. Here are some tips to help you choose the safest toys for the children in your life.
Bigger is better
Don’t buy small toys or toys with small parts for children younger than 3 years. If a toy or part of a toy can pass through a toilet paper tube, don’t buy it for a child under 3, or any child who still puts things in his or her mouth.
Never give young children small balls or balloons
Avoid balls and other spherical toys smaller than 1.75 inches in diameter (a little bit larger than a golf ball ) for children under 6. Small balls, balloons and pieces of broken balloons are particularly dangerous, as they can completely block a child’s airway.
Read and heed warning labels
Toys with small parts intended for children between ages 3 and 6 are required by law to include an explicit choking hazard warning. Read the labels of play cosmetics and avoid products containing xylene, toluene, or dibutyl phthalate.
Avoid toys that contain PVC plastics
Avoid toys made of PVC plastic; the toxic phthalates these plastics can contain pose developmental hazards for children.
Test toys, vinyl products, and costume jewelry for lead
Despite its known hazards, lead-based paints are often still used on toys and high levels of lead can be found in vinyl lunch boxes and bibs, and in children’s costume jewelry. All lead should be removed from a child’s environment, especially lead jewelry and other toys that can be swallowed. Use a home lead tester, such as those found at most local hardware stores, to help identify toys and costume jewelry containing this heavy metal.
Avoid toys containing powerful magnets
The powerful, small magnets used in most magnetic building toys, toy darts, magnetic jewelry, and other toys can fall out of small toys and look like shiny candy. If a child swallows more than one magnet, the magnets can attract each other in the body and cause life-threatening complications. If a child swallows even one magnet, seek immediate medical attention.
Watch out for watch or “button” batteries
Keep watch or “button” batteries away from children. If swallowed, the battery acid can cause fatal internal injuries.
If it sounds too loud, it is
Children’s ears are sensitive. If a toy seems too loud for your ears, it is probably too loud for a child.
Watch out for strings and cords
Keep mobiles out of the reach of children in cribs and remove them before the baby is five months old or can push themselves up. Remove knobs and beads from cords longer than one foot to prevent the cords from tangling into a dangerous loop. Clothing with drawstrings on the hood can get caught on fixed objects like playground equipment and pose a strangulation hazard.
Outfit your kids for safety
Toys such as bicycles, scooters, skateboards and inline skates are safer when children wear protective gear. If you plan to give any of these toys as gifts, make them safer by also giving a helmet, knee pads, elbow pads and wrist guards.
Stay informed of recalls
The Consumer Product Safety Commission (CPSC) recalls numerous toys and children’s products each year. Check http://www.recalls.gov/ for an archive of old recalls and to sign up to receive email alerts of new recalls.
Report dangerous toys
The Consumer Product Safety Commission (CPSC) has the authority to recall dangerous toys and products from the market. If you think a toy or product is hazardous, contact the CPSC and submit a report by:
Phone: 1 800 638 2772
Be Vigilant This Holiday Season
The Consumer Product Safety Commission (CPSC) does not test all toys, and not all toys on store shelves meet CPSC standards.
MISTAKES INJURED PEOPLE MAKE IN ACCIDENT CASES
1. NOT GETTING IMMEDIATE MEDICAL CARE
Nobody likes going to the doctor or to the emergency room. But if you are hurt in an accident and don’t seek medical treatment shortly after the accident, our experience shows that insurance companies use that against you. They argue that if you had been really hurt, or seriously hurt, you would have sought medical attention immediately. If you are in pain, go to an emergency room or urgent care center as soon as possible.
2. NOT GETTING FOLLOW UP MEDICAL TREATMENT
Insurance companies do pay a great deal of attention to whether follow up medical treatment is performed, and is consistent. Most primary care physicians recommend a wait and see approach to care. However, trauma specialists often advocate beginning therapeutic modalities promptly. Delay or inconsistent care can lead to trouble getting medical treatment authorization and can affect medical-legal issues in establishing causation. Avoid these issues by getting treatment with a trauma specialist promptly.
3. ADOPTING A WAIT AND SEE APPROACH
Cases, unlike fine wine, do not get better with age. There may be important evidence that needs to be preserved. Some claims require that notice of claim to the potential adverse party. And while the clock is ticking against you, the insurance company will almost certainly be working to limit their exposure and pay you less. Contact an attorney soon after a traumatic event.
4. TRUSTING THE INSURANCE COMPANY
Beware the insurance company representative who says you are in good hands or talks like a good neighbor. They may try to portray themselves as friendly, on your side, or lead you to believe that you are safe in their hands. Beware of quick cash offers which often will not reflect the full economic and non-economic value of your claim. Don’t take a quick cash offer to resolve your injury claim without talking to a lawyer first.
5. TALKING WITH THE INSURANCE COMPANY BEFORE TALKING TO AN ATTORNEY
In auto accidents, you need to contact your insurance company to report the incident and will be given a claim number. You will also need to be in contact with property damage adjusters who want to schedule an inspection of your vehicle. These preliminary contacts cannot be avoided.
There are perils in talking with an insurance company before talking to a lawyer. First of all, the insurance company may try to record a statement from you which they then may use to deny your claim altogether. Or, they may try to negotiate with you or ask you to sign something that ends your claim. Our experience shows that usually when this happens, the offers are usually from zero to very low, and the insurers are liable to pay you less than which you are entitled. After the damage is done and your case has been compromised, it may not be practical for a law firm to get involved and try to rehabilitate a case that is already deeply in trouble.